Real estate appraisal services for homeowners in the city of Cle Elum and Kittitas County
Check out the top seven reasons WA homeowners use Mary Jo Thomas:
Do you own a home in or near Cle Elum? Do you need help determining the value of your real estate?
At Mary Jo Thomas, we understand the special needs of a consumer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale By Owner (FSBO)Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value assessment than yours. Appraisals to cancel PMIA preferred way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. We're seasoned in helping people just like you rid themselves of unnecessary PMI insurance. Challenge Kittitas county's assessment of your propertyIf you live in an area that is declining or is not appreciating as much as other properties close to yours, your local tax assessor may have your home overvalued. This means you are probably paying higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Mary Jo Thomas is your perfect weapon when challenging your property tax assessment. HELOC recently frozen?Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow viewpoint. Mary Jo Thomas can help you reinstate your home equity line of credit with a professional appraisal. We Also Provide Field and Desktop Appraisal Review ServicesHave you just gotten a copy of your appraisal and you'd prefer to have a veteran appraiser double-check it for verity or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can help with that too. Even though this is typically requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your home. |